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Why Dealers
Choose Us

Helping dealers simplify lending, improve cash flow, and grow smarter.

Why Choose Us-1

Dealership Lending
Should be Profitable,
Not Problematic

 Fast, Reliable Funding
 Full-Service Account Management
 Compliance & Legal Coverage
 Experienced Support Team

Maximize What You’ve Already Earned

CashFlow

Turn future payments into upfront capital and keep your operations moving. Many sellers gain several months of cash flow within days, fueling investment and growth when it matters most. Why wait to collect when you can redeploy today? Reduce risk and lower your debt!

Time Value

Time is money, make sure you’re getting the full value of yours. Instead of waiting years for payments to trickle in, accelerate your timeline and capture the true value of your assets now, not later. Grow your inventory and increase sales!

Gross Profit

Don’t just collect faster, keep more profit, too. Sellers often see thousands more in average gross profit per unit through optimized advance rates and strategic portfolio sales. Unlock hidden profit and increase your gross income without significantly changing your business.  Free up equity lines!

Your Partner in Smarter Lending and Capital Needs

30+ Years of Experience

We've helped dealers fund and sell contracts since 1990.

Specialized in Sub-Prime Auto Loans

We know the sub-prime market inside and out! Specializing in acquisition and servicing of auto loans.

Aggressive Advances & Fast Pricing

We offer industry leading advances without the runaround! Same day pricing when using a partnered DMS.

Solutions That
Fit Your Needs

From lending to injecting cash, our services flex around your goals.

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A Proven Process to
Maximize Your Lending Strategy

Whether you’re selling contracts or funding more deals, Mid-Atlantic Finance Co., Inc. gives you the liquidity and partnership to grow on your terms with the confidence of a team that’s been doing it right for over 30 years. Here’s how we help you get started in three simple steps:

Step 1

Get a Free
Portfolio Analysis

Raise capital from active loan receivables.

Step 2

Explore Your Options

From contract sales to indirect lending, we’ll customize a solution.

Step 3

Scale With Confidence

Execute the strategy that helps you achieve your goals.

Your Trusted Partner in Indirect Subprime Auto Lending

Mid-Atlantic Finance Co., Inc. is a Florida-based indirect auto lender, helping independent dealers and finance companies, all across the United States, to simplify their subprime financing strategy. We’re proud to offer flexible programs, fast decisions, and real relationships with no surprises.

Your Trusted Partner

Dealers Trust Mid-Atlantic Finance Co., Inc.

From the moment communications began, I felt valued and respected. My Client Relationship Manager took the time to understand my needs and expectations in what I was looking for to build a business relationship. The entire process was transparent, pressure-free, and incredibly smooth. I’ve completed several transactions over the years with MAF and it is always a please experience. I highly recommend MAF to anyone looking for smooth process.

Client, Owner

Orlando, 17+ Years

We truly appreciate our sales and funding team at MAF. They consistently go above and beyond to make sure we’re well taken care of. Their dedication, communication, and follow-through have made a big difference in our experience with MAF. It’s great to work a company and team who genuinely cares about our success.

Client, Managing Member

Indiana, 3+ Years

I've been working with Mid Atlantic for years, and every time I want to sell accounts, I do business with them. They're very good at communicating and are super fast. I recommend them 100%.

Client, President

Texas, 7+ Years

Working with MAF has been a game-changer for our business. By purchasing our accounts and providing us with capital, they've enabled us to keep buying more vehicles and, in turn, sell more. This support has allowed us to grow faster and operate with greater confidence. We're grateful for the partnership and look forward to continued success together. We are very thankful to be working with MAF and hope to continue.

Client, Owner

Indiana, 6+ Years

[The Mid-Atlantic team] truly exhibit a strong sign of professionalism and [are] a key component to switch the business to Mid-Atlantic. The staff worked closely with me to ensure that the procedure went smoothly without any issues. They have gained our full trust, and we will continue to sell loans periodically during the year.

Client, CEO

California, 1+ Years

Selling my accounts to Mid Atlantic Finance has helped me maintain cash flow and continue to grow my business. They are fast, reliable and easy to work with.

Client, President

Texas, 7+ Years
strategy call

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